Anthony ONeal

Anthony ONeal

  • DOB:

    August 15, 1986

  • Age:


  • Country:

    United States

  • Resides:

    Nashville, TN

  • Hometown:

    Nashville, TN

  • Known For:

    Debt payoff advice

  • Religion:


  • Education:

    Palomar College



Anthony ONeal is a financial expert and author who is well-known for his work in educating young people about personal finance, debt, and wealth-building. ONeal is associated with the Dave Ramsey organization, which provides resources and advice on financial management and debt elimination. He has authored books including Debt-Free Degree and The Graduate Survival Guide, which focus on helping students navigate college without incurring massive debt. ONeal is also a speaker who has appeared on various media platforms to share his expertise on financial matters.[1]


  • Author of Debt-Free Degree and The Graduate Survival Guide
  • Host of the podcast The Table with Anthony ONeal

Related People

About Anthony ONeal

ONeal has shared in various interviews and on his website that he faced significant financial struggles in his youth. He grew up in a single-parent household and made poor financial decisions during his teenage years, leading to massive debt. At 19 years old, ONeal said he was deep in debt and short on hope, with no direction of where his life was headed.[2] 

He hit rock bottom and then learned to turn his life around by finding a mentor and determining his life purpose. These experiences later inspired him to help others avoid making the same mistakes.[3]

ONeal attended college but faced financial challenges, which led him to drop out. This experience further fueled his passion for teaching young people about personal finance and the importance of making wise financial decisions. Since 2003, ONeal has helped over 250,000 people make smart decisions about their finances and education.[4] 

ONeal also served as the pastor of One Way Youth Ministries at The Bethel Baptist Church in Jacksonville, Florida. It has since become one of the fastest growing youth ministries in the country, with conferences, concerts, and events that draw large crowds. ONeal then worked under Ramsey Solutions, a financial education and services company founded by Dave Ramsey. He recently left the company to pursue an independent brand.[5]

Today, ONeal uses his books, blog, and podcast to spread information related to finances, mental health, building positive relationships, and more. “I serve ambitious and purpose-minded people who are on a journey towards mental, spiritual, and financial freedom,” he wrote on his website.[6] 


The Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College (2017): Co-authored with Rachel Cruze, this book is designed as a guide for high school graduates transitioning to college. It outlines the five most common mistakes that college students make, including taking on student loans, making poor financial choices, and failing to network effectively. The book provides practical advice and real-life examples to help students navigate college life and build a strong financial foundation for their future.[7]

Debt-Free Degree: The Step-by-Step Guide to Getting Your Kid Through College Without Student Loans (2019): In Debt-Free Degree, ONeal shares a comprehensive plan to help parents and students navigate the college experience without taking on student loan debt. The book covers topics such as choosing the right college, applying for scholarships and grants, and managing finances during college years. ONeal’s step-by-step approach aims to ensure that students graduate with a degree and zero debt, allowing them to start their post-college lives on a strong financial footing.[8]

Destroy Your Student Loan Debt: The Step-by-Step Plan to Pay Off Your Student Loans Faster (2020): This book provides a step-by-step guide to eliminate debt using methods from the Ramsey Solutions or the 7 Baby Steps. ONeal discusses the importance of an emergency fund, power of the debt snowball, and how to pay off debt faster.[9] 


Anthony ONeal began his podcast, The Table with Anthony ONeal, in 2020. In it, he discusses various topics related to personal finance, debt management, wealth-building, and self-improvement. The show provides valuable financial advice and life lessons to help listeners make better decisions in their personal and professional lives.[10]

Some of the topics covered on the podcast include:

  • Paying off debt and achieving financial freedom
  • Building wealth and investing
  • College planning and avoiding student loan debt
  • Career advice and personal development
  • Relationships and their impact on personal finances

ONeal frequently invites experts and influencers from various fields to share their insights, stories, and advice. This variety of perspectives helps listeners gain a better understanding of how to achieve success and financial well-being.[10]


ONeal’s blog primarily focuses on personal finance, debt management, and wealth-building for young people. He shares practical advice, tips, and strategies to help readers navigate their financial lives and make informed decisions.

Some of the key topics discussed on his blog include:

  1. College planning: Advice on choosing the right college, applying for scholarships, and minimizing student loan debt.[11]
  2. Budgeting and saving: Tips for creating a budget, managing expenses, and building an emergency fund.[12]  
  3. Debt elimination: Strategies for paying off debt quickly and efficiently, including student loans, credit cards, and car loans.[13] 
  4. Investing and wealth-building: Guidance on how to start investing and build wealth for long-term financial security.[14] 
  5. Career and personal development: Insights on finding the right job, advancing in your career, and developing personal and professional skills.[15] 
  6. Relationships and money: Discussions on how to navigate finances in romantic relationships and the impact of money, as well as past trauma, on relationships.[16] 
  7. Goal Setting: Learning how to determine short-term goals and how to plan for achieving them.[17] 

Anthony ONeal Today

Anthony ONeal continues to educate his followers on a variety of topics related to finance, personal and professional development, and relationships. He currently offers an online personal brand masterclass that includes a step-by-step training for building your brand and reputation “so that you can make more impact and income in your life.”[18]


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  1. Anthony O’Neal – Home. (n.d.). 
  2. Rcm. (2022, December 27). How to Attend College Without Student Loans with Anthony ONeal – Runnymede Capital Management. Runnymede Capital Management. 
  3. Dakota. (2022, August 12). Reshape Your Beliefs Around Money, Love & Your Future- Anthony O’ Neal. Lewis Howes. 
  4. Anthony Oneal – Turning Point USA. (n.d.). Turning Point USA. 
  5. Nicky And Moose. (2023, April 6). Why Anthony O’neal Left Dave Ramsey For Good. YouTube.
  6. Anthony O’neal – Neatness Network. (n.d.). 
  7. The Graduate Survival Guide: 5 Mistakes You Can’t Afford To Make In College. (n.d.). Goodreads. Retrieved May 2, 2023, from 
  8. Debt-Free Degree: The Step-by-Step Guide to Getting Your Kid Through College Without Student Loans. (n.d.). Goodreads. Retrieved May 2, 2023, from 
  9. Ramsey Solutions. (n.d.). Destroy Your Student Loan Debt. 
  10. The Neatness Network. (n.d.). The Table with Anthony ONeal podcast by The Neatness Network. The Podcast App.
  11. Anthony O’Neal. (n.d.). 
  12. Anthony O’Neal. (n.d.-b). 
  13. Anthony O’Neal. (n.d.-c). 
  14. Anthony O’Neal. (n.d.-c). 
  15. Anthony O’Neal. (n.d.-e). 
  16. Anthony O’Neal. (n.d.-f). 
  17.  Anthony O’Neal. (n.d.-g). 
  18. O’Neal, A. (n.d.). Personal Brand Masterclass.

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